May
30

I am trying to put a Science Olympiad team together for next year and am planning t-shirts. Does anyone know a funny Science quote to put on the back of it?

Think like a man of action, and act like a man of thought.

May
30

My husband is looking to start an online retail business selling ammo and shooting/hunting supplies (but not the firearms themselves). What kind of licenses do we need and how do we go about getting them?
Thanks

Tax (retail) certificate (its not a license) is from the franchise tax board. Business license is from city government. Permit for ammno–that I do not know, sorry. Shipping ammo–ask at UPS or the post office what that would entail.

May
30

My friends go out and party and all that kind of stuff…but i’m not really into it. what type of Recreation is there that i can do that doesn’t involve that?

examples : church, horseback riding, stuff like that???

[ no drugs...no alcohol...nothing bad...and nothing that involves a "boyfriend" cause i don't want to date either ]

I would say hiking is one to consider, especially if you have places to do that nearby. It’s good exercise and you can stop and eat, and there could be nice views depending on the trails.

May
30

I won a free mystery virtual online Webkinz pet in a deck of Series 2 Webkinz trading cards. I was wondering if anyone else has unlocked a mystery pet and if so, what pet did you get?

I am asking because I wondered whether to open it using my account or my son’s account. He has more Pets than I do, so I would not want to adopt a duplicate pet onto his account.

I think it has been a variety of different pets, I think I’ve heard of a lot of Spotted frogs, but I’m not too sure. It says there’s a chance of getting a love puppy or a cheeky dog but that is probably like one in a million. You can just check and it would be fine to have a duplicate, you can name it Mystery too.

May
30

My (other) computer recently crashed and I had to re-install windows XP. I have no Internet connection at all and according to windows tech support it is because I have no internet drivers. None of the operating discs that came with that computer contain anything useful. How can I install these drivers without an internet connection?

you have to download them from a computer that has internet and save them to a disk or flash drive to install on the other computer.

May
30

I work for a small business. I do all of my work (except client site visits) from my home office. However, since I also use my home office for personal use during non-working hours, I assume I cannot take the home office deduction (correct)?

Here is my question regarding mileage – I’m testing this using both TaxCut and TurboTax. In both cases, when I enter my mileage, it does not seem to reduce my tax owed. When I tell the program I want to use the Home office deduction, then my mileage makes a difference. If I tell it not to do the home office deduction, then my entering mileage makes no difference. So, can I only deduct my mileage if I take the home office deduction? I haven’t read anything to indicate this, but the actions of the tax software programs leads me to believe that this is the case.

I don’t know if this matters, but I itemize my deductions (mostly due to mortgage interest & real estate taxes paid). I do not take the standard deduction.
Edit – I am a W2 employee. This is less than 2% of our joint AGI, so I guess that’s why it isn’t letting me take it. Thanks for the replies!

For the home office deduction, if you use a portion of your home just for business, you may deduct your home expenses up to the percentage of square feet you use for business when compared to the total square feet of your home (If you use 100 sq. ft for business and the total home is 1000 sq ft, it is 10%).

You do not have to take home office deductions to be able to take mileage on your vehicle. I am not familiar with Tax Cut or Turbo Tax, but there is probably a spot that you can put the vehicle as an asset (listed property) of the business and then put the total miles driven in 2005 and total business miles driven in 2005 (pre-September 1 is 0.405 per mile and post-August 31 is 0.485 per mile).

The way you’re describing this makes it sound like it is unreimbursed expenses for a job you receive a W-2 from, and these deductions would be filed on a Form 2106 for Schedule A, which is subject to a 2% floor, meaning if your AGI is 100,000, you have to have 2,000 in deductions before you get one dollar deducted. You will also have to be able to itemize on Sch. A before your tax would change.

If this is your business and you’re self-employed, there should be no limitation on the mileage, unless you accidentally have it set to where you take actual expenses (fuel, oil, repairs, depreciation, etc.). You have to take one or the other, and once you decide which one to take on that vehicle, you cannot change in the future.

I’m probably not much help, but hope this does help you out some. Good Luck.

May
30

I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no Health problems and no medications except 1 blood pressure pill a day. I am waiting for a quote from Anthem for a single policy but I am afraid it will not be affordable. Thanks for all the help I can get!

Check out this site, if you want to find the best or the cheapest health insurance just in one minute,

http://cheap-health-insurance-usa.blogspot.com/

Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.

Best Wishes,

May
30

I am planning on starting a sole proprietorship doing illustration design. How much would General Liability Insurance cost me?
It would be just me no hiring outside of that. I would be in California and it would be to cover something like a client coming into my home office tripping over something and also artwork and equipment being stolen or damaged.

OK, it doens’t matter much WHAT legal ownership structure you have.

What matters, is what’s covered. For a startup, it’s probably going to run $1,000 WITHOUT trademark/infringement coverage, and WITHOUT coverage for artwork, assuming your equipment runs under $10,000.

May
30

I used to give him a can of wet food every other day and about a half cup of dry food daily, but the wet food gave him diarrhea, so I don’t give him that anymore. He is at a healthy weight of about 8 pounds (he’s almost a year old), and I don’t want him to get fat, but he is always begging for food.
Easy for you to say diarehha isn’t a big deal. You don’t have to clean it off your floor and the poor cats feet after it happens. I need real answers. Not judgements.

None Diarrhea doesn’t compared to blockages, diabetes, kidney disease
Get some acidoupholous from a health food store and sprinkle some on the food each day. You need to feed proper food for the species

Nutrition since there are so many bad things out there is very important to your cat’s health
Contrary to what you may have heard; dry foods are not a great thing to feed a cat.
Please read the label on what you are feeding? What are the ingredients? Do you know what they mean? Is the first ingredient a muscle meat like chicken or meal or other things?

http://www.catinfo.org/#Learn_How_To_Read_a_Pet_Food_Ingredient_Label

http://iml.jou.ufl.edu/projects/Spring04/Perhach/PetFood/InterpretingLabels.htm

Dry foods are the number 1 cause of diabetes in cats as well as being a huge contributing factor to kidney disease, obesity, crystals, u.t.i’s and a host of other problems. Male cats are especially prone to blockages
from dry food. Food allergies are very common when feeding dry foods. Rashes, scabs behind the tail and on the chin are all symptoms The problems associated with Dry food is that they are loaded with grains and carbohydrates which many cats (carnivores) cannot process. ( Have a fat cat?)
Also, Most of the moisture a cat needs is suppose to be in the food but in Dry, 95% of it is zapped out of dry foods in the processing. Another thing, most use horrible ingredients and don’t use a muscle meat as the primary ingredient and use vegetable based protein versus animal. Not good for an animal that has to eat meat to survive.

http://www.catinfo.org/#My_Cat_is_Doing_Just_Fine_on_Dry_Food

You want to pick a canned food w/o gravy (gravy=carbs) that uses a muscle meat as the first ingredient and doesn’t have corn at least in the first 3 ingredients if at all.
THE BEST CAT FOODS CONTAIN NO GRAINS NO BYPRODUCTS
Cats are meat eaters not cereal or rice eaters
Fancy feast is a middle grade food with 9lives, friskies whiskas lower grade canned and wellness and merrick upper grade human quality foods. I would rather feed a middle grade canned food then the top of the line dry food.
Also, dry food is not proven to be better for teeth. Does a hard pretzel clean your teeth or do pieces of it get stuck? http://www.felinefuture.com/nutrition/bpo_ch4a.php

Please read about cat nutrition.

http://www.catinfo.org/

http://www.catinfo.org/feline_obesity.htm

http://maxshouse.com/feline_nutrition.htm#Dry_Food_vs_Canned_Food.__Which_is_reall

Vetinarian diets The reason your vet thinks so highly of the pet food they sell probably has more to do with money than nutrition. In vet school, the only classes offered on nutrition usually last a few weeks, and are taught by representatives from the pet food companies. Vet students may also receive free food for their own dogs and cats at Home. They could get an Iams notebook, a Purina purse and some free pizza. http://iml.jou.ufl.edu/projects/Spring04/Perhach/PetFood/Vets.htm
Nutritional Education Program website page for the American College of Veterinary Nutrition. Notice who they are receiving grants from for this program

http://mypetcarnivore.com/educational_grant.htm

May
30

If any of you have hurt by mortgage crisis, could you please tell me your story and how do you handle your finance. How much percentage did your house’s price dropped? Is it affected your lifestyle?

I have a low (5 1/2%) fixed rate loan so it has not affected me directly. The value of my Home has probably fallen about 10%. But it has not affected my lifestyle since I am not planning to sell any time soon.

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